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Public Liability 

The policy covers liability arising out of accidents in the course of business operations. The policy covers all locations of operations like offices, sites, manufacturing plants etc. of the insured.

Public Liability Insurance covers the legal liability of industrial and non-industrial establishments arising out of such events. The policy covers businesses against:

  • Legal liability of the insured towards damages to the third party in respect of accidental death, bodily injury or loss of or damage to property.

  • Legal costs and expenses incurred by the Insured with prior consent of the Company.

Advantages

  1. Claims arising out of the accident, injury or damage on your business premises or arising out of events in connections with your business

  2. The Act of God events

  3. Legal liability

  4. Transportation hazards

  5. Pollution and contamination

Extensions

  1. Medical Expenses cover

  2. Pollution cover

  3. Product Liability extension for manufacturers

  4. Food and Beverage cover

  5. Act of God Peril cover

Main Exclusions

  1. Lapse in performing legal or contractual liability

  2. Intentional non-compliance of safety or legal provision

  3. Loss of goodwill, mental loss or damage, libel, slander, false arrest, defamation and other similar cases

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